If a person or a business owes you money and does not pay, there are several options available to you. You may choose to keep asking for voluntary payment, turn over the account to a collection agency or even bring a lawsuit. The course you choose depends upon your situation and your goals. An attorney who practices in the area of debt collection can analyze the circumstances surrounding your claim and will help you choose the best course of action for your individual situation.
Understanding the Legal Rights of Creditors
Debtor/creditor law is a general term for the state and federal laws governing the rights of creditors in collections, foreclosure, bankruptcy and real estate cases. Enforcing your right to collect on a debt can be complex and may require the assistance of an experienced attorney.
At the Law Office of Hayes & Welsh, our knowledgeable creditors' rights lawyers represent Nevada and out-of-state lenders seeking to collect on debts in the Las Vegas area and throughout Nevada. Below is some general information about debtor/creditor law. To discuss your specific circumstances with one of our attorneys, contact us today.
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Debtor-Creditor Law Resource Links
Credit Cards How-To Guide
The Bankrate.com credit card center is a consumer guide to managing credit card debt.
Federal Trade Commission
Website for the Federal Trade Commission (FTC), the federal agency overseeing consumer protection issues.
Fair Debt Collection
This brochure answers commonly asked questions about a consumer's rights under the Fair Debt Collection Practices Act.
Vehicle Repossession
This FTC page offers consumer information about car repossessions.
Bankruptcy Basics
This resource maintained by the federal courts discusses bankruptcy in all its various forms.
Small Business Administration (SBA)
The SBA site contains resources to help small businesses avoid credit and debt problems.
Debtor and Creditor
Debtor-creditor law information from Cornell University Law School's Legal Information Institute (LII) Wex page.
Free Credit Report
Website of the three main U.S. credit-reporting agencies providing access to free credit reports.
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DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.







